⏱️ Time required: 2–3 minutes
💵 Applies to U.S. payroll (ACH direct deposit)
What You’ll Need
Before you begin, have:
- Bank Routing Number (9 digits – U.S. ACH)
- Bank Account Number
- Account type: Checking or Savings
⚠️ Routing numbers must be ACH-enabled (most U.S. banks are).
Step-by-Step Instructions
1️⃣ Sign In to ADP Workforce Now
- Go to https://workforcenow.adp.com
- Sign in using your credentials
2️⃣ Navigate to Direct Deposit
- Click Myself (top menu)
- Select Pay
- Click Direct Deposit
3️⃣ Add or Edit Your Bank Account
- Click Add to enter a new account
- Or click Edit to change an existing one
Enter the following:
- Routing Number
- Account Number
- Account Type (Checking or Savings)
4️⃣ Set Your Pay Distribution
Choose how your pay should be deposited:
- Net Pay / Remaining Balance → sends your full pay to one account
- Fixed Amount → sends a specific dollar amount to an account
✅ If using multiple accounts, only one must be marked as Remaining Balance.
5️⃣ Save & Confirm
- Review all numbers carefully
- Click Save
- Confirm when prompted
✅ Your direct deposit update is complete.
When Will the Change Take Effect?
- Changes typically apply to the next payroll, depending on payroll cut-off.
- Changes made after payroll is processed will apply to the following pay cycle.
- Some employers require Payroll/HR approval before activation.
Common Issues & Fixes
I don’t see Direct Deposit
- Your employer may not allow employee self-service
- Contact HR or Payroll
My paycheck went to the old account
- Change was made after payroll cut-off
- Verify which account is marked Remaining Balance
Invalid routing number
- Confirm the routing number is correct and ACH-enabled
- Use your bank’s website or a voided check
Important Notes (USA Payroll)
- ADP uses ACH transfers (1–2 business days)
- Prepaid cards or fintech accounts must support ACH
- ADP does not issue same-day corrections
Need Help?
- Contact your HR or Payroll team
- Or use Help & Support inside ADP Workforce Now
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